Home' Greymouth Star : January 11th 2016 Contents Greymouth Star
4 - Monday, January 11, 2016
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uLetters to the editor
49 BC - Roman dictator Julius Caesar crosses
the Rubicon river and moves his troops into an
offensive position in the war against Pompey.
1569 - First lottery in England is drawn in St
Paul’s Cathedral under the patronage of Queen
1922 - A 14-year-old Canadian, Leonard
Thompson, becomes the first person to have his
diabetes successfully treated with insulin.
1923 - France and Belgium occupy the Ruhr
valley after Germany fails to keep up its World
War One reparation payments.
1935 - US aviatrix Amelia Earhart
begins a trip from Honolulu to
Oakland, California, becoming the first
woman to fly solo across the Pacific.
1945 - Truce is declared in Greek
1962 - Avalanche buries village in
the Peruvian Andes, and 3000 people
are reported killed.
1964 - US Surgeon General Luther Terry
issues the first government report saying
smoking may be hazardous to health.
1972 - New State of Bangladesh is recognised
by East Germany.
1974 - The first sextuplets to sur vive are born
to Sue Rosenkowitz in Cape Town, South
1977 - France sparks international uproar by
releasing Abu Daoud, a Palestinian suspected
of involvement in the massacre of Israeli
athletes at the 1972 Munich Olympics.
1994 - Australian National Party federal
leader Tim Fischer is seriously injured in a car
crash in NSW ’s Riverina district.
uWest Coast yesteryear
uToday in history
Francesco Parmigianino, Italian artist
(1504-1540); William James, US philosopher
(1842-1910); Rod Taylor, Australian actor
(1930-2015); Clarence Clemons, US
saxophonist with rock group Bruce
Springsteen and the E Street Band
(1942-2011); Daryl Braithwaite,
Australian singer (1949-); Kim
Coles, US actress (1962-); Mary
J Blige, US singer (1971-); Rahul
Dravid, Indian cricketer (1973-);
Holly Brisley, Australian actress
(1978-); Cody Simpson, Australian pop singer
“If you are ruled by mind you are a king; if by
body, a slave.” — Cato, Roman statesman and
historian (234 BC-149 BC).
“See, the former things have taken place, and
new things I declare; before they spring into
being I announce them to you.” — Isaiah 42:9
cricket was played on
three grounds in the
district yesterday, and
only one match was abandoned. Players’ garb
varied from sports clothes to the formal all-
whites and cap.
But there was one player who had predicted
the state of the wicket at Dobson, where a
senior reser ve match was later abandoned.
The 15-year-old Cosmopolitan wicketkeeper
trotted out to the field in shorts and a bulky
blue jersey — and knee-high gumboots!
Sixty-two players and ‘guest golfers’
assembled at the Kaiata links yesterday to
contest, for the first time, the “Jumbo” trophy
for inter-house competition between the Park
and Union hotels. Winner yesterday with two
matches halved was the Park by 15 matches to
In the match players played players while
partnering guest golfers and although several
gale-borne downpours swept the course and
curtailed the match to nine holes, the issue was
in doubt until the last four finished.
Mr A ( Jumbo) Jamieson presented the trophy
which he donated for the contest, to captain
of the Park team R Madden. The trophy is
a handsome figure of a golfer mounted on a
plaqued wooden base.
Only second thoughts in Hokitika about the
tremendous build-up in traffic over the holiday
period following the opening of the Haast Pass
road is that perhaps its New Zealand record for
road safety may be spoiled. The southern town
has not had a fatal traffic accident since 1937.
Commenting on road accidents over the
holidays so far, a Hokitika policeman said;
“Nothing at all here. ”
uFood for thought
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Retirement savings boost
Six ways to make the most of Kiwisaver
ore than 2.5
are signed up to
are not making
the most of it,
according to Ana-Marie Lockyer.
“There’s a risk in thinking you’re on
track for a comfortable retirement simply
because you’ve joined Kiwisaver,” the
general manager of wealth products and
marketing at the ANZ bank says.
Some people may not be saving enough
to pay for the kind of retirement they want
while others are not saving at all.
Latest figures from the Financial
Markets Authority — the government
body which regulates Kiwisaver — showed
43% of Kiwisaver members had not made
any contributions in the two months
leading up to June 30, 2015.
While many of those members will be
under 18, a large number are adults sitting
on a contribution holiday.
Savers can apply for a holiday after being
in Kiwisaver for a year and can apply to
put their contributions on hold for up to
five years and then reapply again after that
But Ms Lockyer said taking a five-
year break from saving could be costly
and some were doing it out of pure
A sur vey of 400 ANZ Kiwisaver
members on contribution holidays found
112 were not contributing because they
had forgotten about Kiwisaver.
“ Taking a five-year break from
contributing to Kiwisaver would leave a
$50,000 hole in the retirement savings
for a 20-year-old, contributing 3% of a
$27,500 salary for 45 years.”
Lockyer said it was also important to
continually check whether your savings
were on track for where you wanted to be
“ What was right for you as a 25-year-old
may not still be appropriate when you’re
40 or 50.”
1. Have a plan
A comfortable retirement starts with a
What kind of lifestyle do you want in
retirement? What will that cost? How
much can you afford to save?
Taking the time to develop this plan —
and revisiting it regularly — is possibly the
most important investment you can make.
The Financial Markets Authority has a list
of authorised financial advisers who can
help formulate a plan.
2. Save more
Do you know how much money you
will need in retirement and are you
contributing enough to reach this goal?
There are some good calculators available
online that can help you to check up on
whether you are on track.
Circumstances change so it ’s worth
checking in regularly.
For example, if you’ve taken a break from
contributing to Kiwisaver, you may have
some catching up to do.
You can vary your contributions or make
lump sum contributions at any time.
3. Choose a fund
Choosing the right Kiwisaver fund is
In general, growth Kiwisaver funds are
designed to produce higher investment
returns over time, while conser vative funds
aim for lower-risk but more moderate
Even a 1% difference in investment
performance in your Kiwisaver fund over
time could give you an extra $100,000
when you retire. (This is based on a
22-year-old contributing 3% of a $45,000
salary, along with employer contributions
of 3%, until the saver is 65).
You can choose to move your Kiwisaver
money into a different fund at any time.
An on-line risk-profile questionnaire can
help you work out the type of fund that
best suits you.
Or you can choose a lifetime option
which automatically moves your Kiwisaver
money into a fund that is appropriate for
4. Check your tax rate
Make sure you’re not paying more tax
than you need to on your Kiwisaver. The
Inland Revenue website can help you
calculate your prescribed investor rate
(PIR). Contact your Kiwisaver provider to
ensure they have the correct information.
5. Maximise the benefits
Kiwisaver offers a number of benefits so
make the most of them.
Member tax credits — the
Government will also give you up to
$521 each year, provided you contribute
a minimum of $1042 before June 30 each
year. Make sure you have contributed
enough — you can make a lump sum
top up to your Kiwisaver to ensure you
Employer contributions — your
employer will contribute 3% of your pay
to your Kiwisaver if you are contributing
Buying your first home — you can
use your Kiwisaver money (including
your employer contributions and the
Government ’s annual member tax credits)
to help buy your first home.
6. Connect on-line
It is all too easy to “set and forget ” your
If you connect on-line, you can keep
an eye on your contributions and see
how your savings are growing. Visit your
Kiwisaver provider’s website to find out if
they offer this option.
Seniors lack plan for retirement funds
Heading into retirement and do
not know what you will do with your
You are not alone, according to research
by the ANZ.
The bank’s latest retirement savings
barometer found 40% of those sur veyed
were unsure of their plans once they hit
A further 35% said they would take
it out, while 21% planned to leave it in
Of those who planned to take it
out about half (53%) said they would
reinvest it in a term deposit or similar
When people turn 65 and are eligible to
gain access to their savings they can either
take part or all of the money out or leave it
in and withdraw it later.
The managing director of ANZ Wealth,
John Body, said about 44% of its ANZ
Kiwisaver members withdrew all of their
money when they turn 65, but the bank
was starting to see more members leave
their money in Kiwisaver.
“ We currently have over 7000 members
of the ANZ Kiwisaver Scheme who are
“ In the current low-interest environment,
many of these members are choosing
Kiwisaver over term deposits given the
performance of Kiwisaver funds and the
fact they can withdraw all or some of their
investment at any time.”
The average return for conser vative
Kiwisaver funds was 6.2% per annum for
the five years to September 30, according
to research firm Morningstar.
Meanwhile, term deposit rates have sunk
Mr Body said many people turned
65, withdrew all of their money from
Kiwisaver and then invested some of it in
a term deposit.
“ But they could leave their money in
Kiwisaver, continue to earn investment
returns, and access their money any time
they want — unlike term deposits which
are for a set time.”
Mr Body said the uncertainty shown in
the sur vey indicated many people would
benefit from some sound financial advice
“ We’re all living longer and young
people today may need their retirement
savings to last for 30 years or more so it ’s
vital that you have a plan to both save
enough and make good use of the money
The sur vey also found people’s
confidence in their ability to meet their
retirement income goals had dipped since
the last sur vey in April.
Those who felt confident declined from
44% to 41%, with women’s confidence
dented the most.
Of the men sur veyed 51% felt confident,
down from 53%, and of the women it was
33% down from 38%.
Just under 700 people were questioned
for the barometer.
40% unsure of their plans for
Kiwisaver money once they hit 65 years
35% would take the money out of the
21% plan to leave it in their fund.
41% confident about meeting
retirement income goals.
— New Zealand Herald
Cats’ patches determined in womb
Cats with black and white patches have
their distinctive colouring determined in
the womb, research suggests.
The study found the two-tone fur colour,
known as piebald, forms when pigment
cells fail to follow instructions during early
Scientists hope the research will enhance
understanding of medical conditions such
as holes in the heart, which are also caused
by problems with cell movements in the
Piebald patches, also apparent in some
horses, occurs when pigment cells move
and multiply randomly as an embryo
grows, without complex cell-to-cell
communication sending them in one
As there are not enough pigment cells
to cover the whole of the skin, the animal
gets a white belly, the study said.
“ We already know cells move through
the developing skin to create pigment.
“ We have discovered that they move and
multiply at random which is not what was
expected,” the University of Edinburgh’s
Dr Richard Mort said.
“Using a mathematical model we were
then able to show that this simple process
could explain piebald patterns,” he said.
This mathematical model could now be
used for further research tracking different
cells during early development.
Researchers at the Universities of Bath
and Edinburgh carried out the research
on mice and believe it debunks earlier
theories that the odd colouring is the
result of slow-moving pigment cells.
“Piebald patterns can be caused by a
faulty version of a gene called kit. What
we have found is counter-intuitive,” the
University of Bath’s Dr Christian Yates
“Previously it was thought that the
defective kit gene slowed cells down,
but instead we’ve shown that it actually
reduces the rate at which they multiply,”
“There are too few pigment cells to
populate the whole of the skin and so the
animal gets a white belly.
“ In addition to kit, there are many other
genes that can create piebald patterns, the
mathematical model can explain piebald
patterns regardless of the genes involved.’’
The findings were published recently in
the journal Nature Communications.
NZ holiday cancelled
due to 1080
I was planning to travel my family to
New Zealand for an extended vacation.
The intention was to stay for 28 days after
Now I have found out about the
devastation caused by the air dropped
I thought New Zealand held some
respect for this world and nature.
Obviously I was mistaken. My plan to
travel has been changed to see Vietnam.
You will only lose the money I would
have spent on vehicle rentals, hotels,
restaurants, ser vices and purchased items
produced there. Losing my dollars will
not affect your economy very much. Even
that I intend to spread the word of your
practices far and wide will not affect you
much, I am sure.
It was a privilege to support the Subloos
workers at their picket prior to Christmas.
Feeling vulnerable workers realise the
power of their solidarity, perhaps for
the first time, is always an uplifting
Obviously, conditions at work have been
difficult. According to their 2014 financial
report, Subloos NZ, set up with a loan
from the parent Australian company, is
losing money. The contract with the Grey
District Council is presumably a means to
get their foot into the New Zealand door;
their other overseas venture seems to be
land clearance in Cambodia.
It is sounding dodgy, and as always,
the workers get squeezed in these
situations, to the point where some of
them realise that joining a union is the
valid option. This has happened and
therefore the company is legally bound
to negotiate a collective agreement. But
cowboy managers can make negotiations
difficult, forget to turn up to meetings,
not respond to written communications.
The matter has to go to court, meanwhile
the manager will be trying to dissuade
the union members to leave the union
(or trying to sack them), working on the
workers who are sitting on the fence,
and generally creating a dysfunctional
workplace. Part of the joys of the
contracting out system.
Meanwhile, the real boss, Grey District
Council, and the citizens, can look
the other way and pretend nothing is
happening. Except, when Mel Sutherland
suggests, with equanimity, that all will
be well for Subloos has promised to
employ scabs (casual labour) if further
strike action ensues, then the heart skips
a beat and a person has to ask, what has
happened to the proud West Coast union
Perhaps as part of the signage and
interpretation exercise, there should be a
panel explaining the role of unionism and
worker solidarity in the formation of the
Coast, attached to the wall of the assets
and engineering office.
Unions West Coast
Mel Sutherland of the Grey District
Council says ‘non-union’ collectors will
work during the rubbish strike. Really?
Are they out-of-towners? She is a hard
road finding scabs on the West Coast.
What to do with
It is time to change the Development
West Coast governance model.
Attracting and improving the business
environment for small business is a
‘must ’ for the Coast if we are to remain
competitive. The MOBI first small
business sector report tells us just how
important small business is. SMEs make
up about 97% of businesses in New
Zealand, and almost 70% of them are
single-worker businesses. The sector
is growing and almost a third of small
business aged between one and five years
was hiring in 2015.
To help grow small business, the trust
should have a finance company that
loans Coasters’ trust money to Coasters.
Help them grow just one job using
trust capital and we could not fill the
vacancies created. Bring young proven
performers into farming, tourism, fishing
and timber ownership. Back them into a
small business and have a managed exit
that allows them to progressively own the
business. Let the Tai Poutini Polytechnic
handle the teaching across the Coast and
help it to grow instead of competing.
Still no CEO, as despite being very
qualified Joseph Thomas packed his bags
and left. That story is like an elephant in
the room and I wonder if the mayors will
have the courage to address it with their
DWC is ineffective and unable to
perform the development function it is
required to do under its trust deed as it
has been hijacked. It has, since inception,
cost $1 of overhead for every $1 it has
One solution is to petition the Minister
of Finance as the trust settlor and require
the governance structure to be modified
with the trustees only function to appoint
the trust ’s management board.
The deed needs to allow investment in
feasibility studies and redefine its objective
to growing our Coast GDP by business
development and growth.
We cannot ever forget the compensation
was to provide a job development platform
for Westland and Buller for jobs lost at the
cessation of native logging in 2001.
Canterbury were delighted to be able
to provide rugby league legend George
Menzies with a new hip when he was
admitted to Christchurch Hospital
recently. He is now back in Morice Ward
in Grey Base Hospital. We all wish our
legend a speedy recovery.
South Island Rugby League Kiwis
Ken Ring weather
Your paper seems to take great delight in
letting everyone know about Ken Ring’s
prediction of a wet Christmas and New
Year for the West Coast was wide of the
Since Mr Ring’s predictions were made at
least 12 months in advance he does not do
too badly compared to the other forecasters,
and they too led us to believe that due to
the El Nino weather pattern, we will have
an abundant supply of wet weather and you
never bagged them, but then I suppose if
you are anti-something such as Ken Ring’s
forecasting methods then you are going to
let everyone know about it when he gets his
R A Stewart
While America is alarmed about the
threat of terrorism, why don’t they do
something about the terrorism within
their own population? Hundreds have
been killed by lunatics on shooting
A woman back from America said that
her husband had 32 guns in the house.
This is paranoia on a grand scale.
Having assassinated all their princes,
America is reduced to electing an oaf
like Trump to be its president. Or maybe
the Republicans would vote for a cow as
president, such is their desperation.
Meanwhile, in this season of goodwill, I
would like to thank the volunteers whose
goodwill extends throughout the year
and knows no bounds. Meals on Wheels,
CARE, Salvation Army, Search and
Rescue, the fire brigades, St John — the
list goes on.
Without these kind selfless and devoted
folk, we would be in an awful plight. They
shine forth like a good deed in a naughty
world. Thank you, all of you.
L A Elphick
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